Credit (finance)
Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.
Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.
Movements of financial capital are normally dependent on either credit or equity transfers. Credit is in turn dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds. Credit is also traded in financial markets. The purest form is the credit default swap market, which is essentially a traded market in credit insurance. A credit default swap represents the price at which two parties exchange this risk – the protection seller takes the risk of default of the credit in return for a payment, commonly denoted in basis points (one basis point is 1/100 of a percent) of the notional amount to be referenced, while the protection buyer pays this premium and in the case of default of the underlying (a loan, bond or other receivable), delivers this receivable to the protection seller and receives from the seller the par amount (that is, is made whole).
This page contains text from Wikipedia, the Free Encyclopedia - https://wn.com/Credit_(finance)
Podcasts:
Focus...
ALBUMS
- Better Late Than Never... released: 2014
- Evolution released: 2013
- +FE Music: The Reworks released: 2013
- The Golden Touch released: 2012
- Loyalty Honor Respect released: 2012
- Dirty Slums released: 2012
- Fay Boy Fresh Volume One released: 2011
- Dirty Pretty Things released: 2011
- Beatz and Lyrics 2 Go (A3C Mixtape) RV Edition released: 2010
- Who is Kida? released: 2010
- Salva Tu Culo, Volumen 4 (Mixed by DJ Crimecutz) (Hosted by Rodri Fresco) released: 2009
- The Certificate released: 2008
- Death Certificate released: 2008
- The Warning: Hosted by King Tech released: 2006
- Outlaw 4 Life: 2005 A.P. released:
+FE Music: The Reworks
Released 2013- So What If It Is
- The Last Fall (Focus… +FE Experience remix)
- Flight of the Blackbyrd (4hero remix)
- Fight for Love (Nicky Mendes and Brasil '66 remix)
- Say It (Nicolay remix)
- All the Kisses (Ahmed Sirour remix)
- If She Breaks Your Heart (The Randy Watson Experience remix)
- Maybe She'll Dream of Me (Pure P's Sky Hygh remix)
- If This Is Love (Nicky Buckingham's Fleetwood remix)
- Electric Love (Nicolay remix)
- All Is Well With Love (Pirahnahead remix)
Beatz and Lyrics 2 Go (A3C Mixtape) RV Edition
Released 2010- Beatz and Lyrics (intro)
- Mount Everest
- Get Back
- Dumb Down
- Sankofa
- Sing for a Living
- Emcee for NC
- The Present
- Respect & Honor
- Special
- STL
- The Maschines
- Checking In
- Beware
- Grey Skies
- Lift Off
- Star-Struck
- Big Deal
- Shout-Tro-Lude
- Cookie
- Bear Witness
- Breeze
- Same Ole Nova
- Check It Out
- My Legacy
- Legalize It
- Ride Out
- @$$hole
- Knock Knock
- Just Us Code
- I Am
Who is Kida?
Released 2010- Grand Entrance
- Who Is Kida?
- To Whom It May Concern
- Ten Rap Commandments... R.I.P. B.I.G.
- Outta My Window
- I'm So Gone
- Move
- I Am in This
- Ahead of You
- Home Sweet Home
- Long Time Coming
- Must Be Nice
- Poorman's Hustla
- Radio
- Sayin' Something
- Set U Free
- You're the Best
- What Is It Now
- The Amazing Mr. Warmsley
- The Endemic
- We Made It (remix)
- Be Who U Are
- Open Letter, Bring Them Home
Salva Tu Culo, Volumen 4 (Mixed by DJ Crimecutz) (Hosted by Rodri Fresco)
Released 2009- Mucho oficio
- Diferencias
- Stick Up
- Heart of the Grind
- Grand Royal
- Hands High
- Qué vas a hacer
- Arab Money (remix)
- Topless
- EMC (What It Stand Ford)
- Homage to Premier
- You Wont Be Around Next Year
- Thugathon
- Don't Ya Dare Laugh
- Royal Flush
- Billetes de 500
- Salva tu mundo
- Don't Knock It Till You Try
- Who's the Enemy
- Wack
The Certificate
Released 2008- Intro
- King
- On Fire
- U Know My Style
- Crooked I Interlude
- The W
- Illest New Rapper Alive
- Interlude 2
- Most Anticipated
- No Half Steppin
- Put Ya Hands Up
- Drivin' Down the Freeway
- Tell It Like It Is (We Roll)
- Midnight Rider
- Welcome to My Hood
- Interlude 3
- What Goes Around
- Halos
- New West Anthem
- Big Dreams (remix)
- Outro
Death Certificate
Released 2008- Intro
- King
- Interlude 1
- Never
- Gangsta Rap Made Me Do It
- Crooked I (interlude)
- The W
- Illest New Rapper Alive
- Haters
- Make Way
- For a Minute
- Interlude 2
- Sweet (version II)
- Most Anticipated
- I'm a G
- No Half Steppin' (version III)
- Gangsta
- Put Ya Hands Up
- Drivin' Down the Freeway
- Girl U Know
- Work That
- Tell It Like It Is (We Roll)
- Midnight Rider
- Welcome to My Hood
- Interlude 3
- What Goes Around
- Halos
- U Know My Style
- New West Anthem
- Outro
- Big Dreams
The Warning: Hosted by King Tech
Released 2006- Intro
- Don't Run From Me
- Hood Love
- Latinos Stand Up (Mixtape Joint)
- Killin' 'em Right Now (Mixtape Joint)
- It Had to Happen
- Enough Beef
- Warning
- Live on Power 106 With Felli Fel
- Watch Closer
- That's Just My Life
- Heavenly Father
- Lethal
- Don't Give a Flying Fuck (Mixtape Joint)
- Jump Back
- The Time (feat. Rohff From France)
- Felli Fel Promo
- DJ Dedication (Power 106)
- Mr. Choc
- Big Boy's Neighborhood
- Outro
Focus
ALBUMS
- Sweet and Sour released: 2003
Focus
ALBUMS
- Lucky Guess released: 2010
- Bingo Allstars, Volume 3 released: 2008
- The Ultimate Drum & Bass Album released: 2008
- Bingo Sessions, Volume 4 released: 2007
- Watch the Ride: Zinc released: 2007
- DJ Marky & Friends: The Master Plan released: 2007
- The Takeover Bid II released: 2002
- It's the Shizzle, Volume 2 released:
Watch the Ride: Zinc
Released 2007- In Love (Zinc VIP mix) / Boogie Times Tribe - Dark Stranger (Origin Unknown mix) (tease)
- Run Off
- Piece of Heaven (feat. Sacha) (Zinc Deepa mix)
- 5 Weeks (Stamina VIP)
- Tigers Talkin'
- If We Ever
- Surroundings
- Kindred
- In a Gadda Da Vida
- Night (Zinc remix)
- Hurt You
- Goblin
- Electric Music / D. Kay - Dubplate
- Backchat
- Poetry in Motion
- Monotonik
- Miles Behind
- Contact
- Colour Wheel (Friction & K-Tee remix) / Shimon & Andy C - Nightflight (tease)
- Good Times Roll / DJ Zinc - Japache (tease)
- Raise the Roof (feat. Jakes) (VIP)
- Faction / Wots My Code - Dubplate (Total Science 2007 re-rub)
- Super Sharp Shooter (remix)
- Darkness at Noon
The Takeover Bid II
Released 2002- Intro... Finnism
- In and Out
- Back for More
- Minder
- Dub Principles
- The Crow
- When the Morning Comes (Peshay remix)
- Twist (Ray Keith remix)
- Lobotomy
- LK (Carolina Carol Bela) (feat. Stamina MC)
- Deep in the Underground (DJ Hazard remix)
- Come Closer
- Clockwork
- The Mexican
- Me, Myself & I (Roni Size remix) (feat. Dark Angel)
- The Lighter 2002 (S-Files VIP mix)
It's the Shizzle, Volume 2
- Twisted & Vain (feat. Soozy Q)
- Get Together
- Hit Em With a High (feat. MC's Treble + Remedy) (Instrumental mix)
- In & Out (Transformers mix)
- Absolutely Heavy (feat. Mos Camp) (Eli T remix)
- Move Your Body
- Believe Me
- 4 Vini (Forever Young) (MJ Cole mix)
- House Is
- My Love
- Bondage
- Whatcha Gonna Do?
- Broke My Heart
- Run Away (Koi Droppin mix)
- Roadrunner
- Closer
- Lapdance
- Young Sexy Dangerous (Pure Platinum 4/4 remix)
- You Nar Ready 4 Dis
- Work It Up
- Pedestrian
Focus
ALBUMS
- Megarave - Devastading Mindbender released: 1997
- Napalm Rave 4 released: 1997
- The Pop Years 1972-1973 released:
Megarave - Devastading Mindbender
Released 1997- Intro - Mindcore
- The Hunter
- Flesh Is the Fever
- I'm on Push (Overdoze remix)
- Shoot That Motherfuck (original mix)
- Common Y'all (Move Ya Bodies)
- Autopsy
- Let Your Mind (Bass mix)
- Big Decision
- The Beast (Hardcore by Stunned Guys)
- Apocalixis (Buzzy Goes BZRK remix)
- Chaos Effect
- Poltergeist
- French Connection (original SS-19 mix)
- Bullshit
- We're Gonna Blow Your Mind
- The Horror
- We Are the Gabbers
- Sound of Madness
- Hardcore Motherfuckers
Napalm Rave 4
Released 1997- We Are at War
- Start Da Panic
- Put Your Hands Together
- Do You Love Your Hardcore
- Pump Up the Bass
- Don't Allow Women Here
- Rock Da House
- Wild and Rootsy
- It Is Time
- Gimme a White Line
- Bust a Freestyle
- I'm on Push (Overdose mix)
- War on Drugs
- Dream Your Fantasy
- Life's a Bitch
- I Love You Mary Jane (Exodus remix)
- Got to Go
The Pop Years 1972-1973
- All the Young Dudes
- Telegram Sam
- Little Willy
- Hold Your Head Up
- Say You Don't Mind
- Without You
- America
- Sylvia's Mother
- New Orleans
- Lean on Me
- I Can See Clearly Now
- Let's Stay Together
- Runnin' Away
- Working on a Building of Love
- Back Stabbers
- Samson and Delilah
- Burlesque
- A Thing Called Love
- Baby Don't Get Hooked on Me
- An American Trilogy
Focus
ALBUMS
- Golden Oldies released: 2014
- Focus X released: 2012
- Focus 8 released: 2006
- Focus 9 / New Skin released: 2006
- Live at the BBC released: 2004
- Focus II released: 2001
- Focus released: 1985
- Focus Con Proby released: 1978
- Ship of Memories released: 1976
- Mother Focus released: 1975
- Hamburger Concerto released: 1974
- Live at the Rainbow released: 1973
- Focus 3 released: 1972
- Focus III released: 1972
- In and Out of Focus released: 1969
- 1972-12-12: The Sky Will Fall Over London Tonight: BBC Studios, London, UK released:
- 1973-03-23: Philharmonic Hall, New York, NY, USA released:
- 1972-07-20: Paris Theatre, London, UK released:
- The Greatest Hits released:
- Hocus Pocus released:
- Best Of released:
Focus
ALBUMS
- Focus 3 released: 2006
- In and Out of Focus released: 2006
- Focus 9 / New Skin released: 2006
- Hamburger Concerto released: 2006
- Mother Focus released: 2006
- Ship of Memories released: 2006
- Live at the BBC released: 2004
- Sweet and Sour released: 2003
- Focus 8 released: 2002
- Hocus Pocus released: 1993
- Focus III released: 1991
- Focus II released: 1988
- Live at the Rainbow released: 1988
- Focus released: 1985
- Focus Con Proby released: 1978
- 1972-12-12: The Sky Will Fall Over London Tonight: BBC Studios, London, UK released:
- 1973-03-23: Philharmonic Hall, New York, NY, USA released:
- 1972-07-20: Paris Theatre, London, UK released:
- The Greatest Hits released:
- Best Of released:
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